Real Estate Transfer Program

Do you own rental property, land or a second home?

  • Are you tired of maintenance,taxes or tenant problems?
  • Do you want to reduce your capital gain tax liability?
  • Would you like to avoid the selling process and closing costs?
  • Do you want to save money on your taxes?


Our Real Estate Transfer Program provides these benefits:

  • Immediate income tax deduction
  • Partial elimination of capital gain
  • Paid up-front closing costs and realtor fees (we are typically able to absorb the closing costs by adjusting the payout rate)
  • Fixed tax-favored income for life or a specified number of years
  • Immediate or deferred income payments
  • Reduction or elimination of applicable estate tax
  • Reinsurance on most transactions
  • The ability to support your favorite charities and other charitable causes worldwide

Example:
James and Sandra Johnson, ages 75 and 74,would like to use their land to generate income for themselves and/or their heirs. Their land is valued at $250,000 and has a cost basis of $75,000.

James and Sandra can transfer their property into a Charitable Gift Annuity (CGA) or a Charitable Installment Purchase (ChIP) in the amount of $250,000, which would provide:

CGA
(Lifetime Income)
ChIP
(25 Year Payout)
Immediate Income Tax Deduction$88,091$115,066
Tax Savings$22,023$28,767
Annual Payout$14,500$11,508
Total Payout$261,001*$287,700
Capital Gains Eliminated$61,667$80,546
Capital Gain Tax Savings$9,250$12,082

*Annual payments continue for life.
Total payout based upon life expectancy.

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