Real Estate Transfer Program

Do you own rental property, land or a second home?

  • Are you tired of maintenance,taxes or tenant problems?
  • Do you want to reduce your capital gain tax liability?
  • Would you like to avoid the selling process and closing costs?
  • Do you want to save money on your taxes?

Our Real Estate Transfer Program provides these benefits:

  • Immediate income tax deduction
  • Partial elimination of capital gain
  • Paid up-front closing costs and realtor fees (we are typically able to absorb the closing costs by adjusting the payout rate)
  • Fixed tax-favored income for life or a specified number of years
  • Immediate or deferred income payments
  • Reduction or elimination of applicable estate tax
  • Reinsurance on most transactions
  • The ability to support your favorite charities and other charitable causes worldwide

James and Sandra Johnson, ages 75 and 74,would like to use their land to generate income for themselves and/or their heirs. Their land is valued at $250,000 and has a cost basis of $75,000.

James and Sandra can transfer their property into a Charitable Gift Annuity (CGA) or a Charitable Installment Purchase (ChIP) in the amount of $250,000, which would provide:

(Lifetime Income)
(25 Year Payout)
Immediate Income Tax Deduction $88,091 $115,066
Tax Savings $22,023 $28,767
Annual Payout $14,500 $11,508
Total Payout $261,001* $287,700
Capital Gains Eliminated $61,667 $80,546
Capital Gain Tax Savings $9,250 $12,082

*Annual payments continue for life.
Total payout based upon life expectancy.

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