Do you own stocks, bonds or mutual funds?
- Are you worried about market volatility?
- Are you concerned about losing your original investment?
- Would you like to sell your securities while reducing capital gain tax liability?
- Do you want to save money on your taxes?
Our Securities Transfer Program provides these benefits:
- Immediate income tax deduction
- Fixed tax-favored income for life or a specified number of years
- Partial elimination of capital gain tax on appreciated securities
- Immediate or deferred income payments
- Reduction or elimination of applicable estate tax
- Reinsurance on most transactions
- The ability to support your favorite charities and other charitable causes worldwide
Example:
Terry and Penny Weaver, ages 75 and 74, are worried about the fluctuations in the value of their stock portfolio. Their securities are valued at $100,000 and have a cost basis of $50,000.
Terry and Penny can transfer their securities to a Charitable Gift Annuity (CGA) or a Charitable Installment Purchase (ChIP) in the amount of $100,000, which would provide:
| CGA (Lifetime Income) |
ChIP (25 Year Payout) |
|
| Immediate Income Tax Deduction | $29,654 | $40,029 |
| Tax Savings | $7,413 | $10,007 |
| Annual Payout | $6,300 | $5,115 |
| Total Payout | $113,400* | $127,875 |
| Capital Gains Eliminated | $14,827 | $20,015 |
| Capital Gain Tax Savings | $7,413 | $3,002 |
* Annual payments continue for life.
Total payout based upon life expectancy.
