Securities Transfer Program

Do you own stocks, bonds or mutual funds?

  • Are you worried about market volatility?
  • Are you concerned about losing your original investment?
  • Would you like to sell your securities while reducing capital gain tax liability?
  • Do you want to save money on your taxes?

Our Securities Transfer Program provides these benefits:

  • Immediate income tax deduction
  • Fixed tax-favored income for life or a specified number of years
  • Partial elimination of capital gain tax on appreciated securities
  • Immediate or deferred income payments
  • Reduction or elimination of applicable estate tax
  • Reinsurance on most transactions
  • The ability to support your favorite charities and other charitable causes worldwide

Example:
Terry and Penny Weaver, ages 75 and 74, are worried about the fluctuations in the value of their stock portfolio. Their securities are valued at $100,000 and have a cost basis of $50,000.

Terry and Penny can transfer their securities to a Charitable Gift Annuity (CGA) or a Charitable Installment Purchase (ChIP) in the amount of $100,000, which would provide:

CGA
(Lifetime Income)
ChIP
(25 Year Payout)
Immediate Income Tax Deduction$29,654$40,029
Tax Savings$7,413$10,007
Annual Payout$6,300$5,115
Total Payout$113,400*$127,875
Capital Gains Eliminated$14,827$20,015
Capital Gain Tax Savings$7,413$3,002

* Annual payments continue for life.
Total payout based upon life expectancy.

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